Who we are

Peragonivo was born from the idea that financial balance shouldn't feel out of reach or reserved for experts.
  • Mission

    Our mission is to make financial balance accessible, practical and less intimidating for everyone, no matter their background.

  • Openness

    We value open conversation and aim to share tools, real stories and honest advice without jargon or hard-sell tactics.

  • Norwegian focus

    We tailor our content to the realities of life in Norway, drawing on local experience and regulations that matter.

  • Practicality

    Every tip, article and review is designed to be something you can actually apply in your daily life.

  • Continuous learning

    We believe financial knowledge is a journey, so our content evolves with new tools, trends and reader questions.

  • Integrity

    We never promise quick results or easy money—just honest, achievable improvements over time.

How do we approach financial literacy for everyday life in Norway?

Meet our team and contributors

Get to know the people behind Peragonivo. We share practical experience, focus on Norwegian realities and always prioritize your privacy and clarity.

Ingrid Nilsen Andersen

Ingrid Nilsen Andersen

Editor-in-chief, content creator, budgeting guide

Daily financial balance, digital finance tools, Norwegian household context

Educational background and key courses

Master’s in Economics and Resource Management with a concentration in behavioral finance and Norwegian economic policy, University of Oslo, Faculty of Social Sciences

With a background in economics and years of practical work with household budgeting, I focus on making financial concepts clear and useful. My goal is to help readers navigate everyday financial choices with less stress and more confidence, drawing from local experience in Norway and up-to-date digital solutions.

Work and life experience

Local NGO Finance Hjelp - Workshop leader and community outreach coordinator
Nordic Life Finance - Analyst in financial behavior and budgeting support

Key skills and areas of expertise

Practical budgeting tips Resource allocation Communication skills +1

Approaches and working methods

Step-by-step practical approach to daily budgeting Behavioral finance principles for building better money habits Digital tool analysis for Norwegian users

Professional certifications and achievements

Completed certified financial planning modules focused on practical budgeting for individuals and families
Recognized for voluntary community workshops on financial discipline and digital tools
Erik Lund Martinsen

Erik Lund Martinsen

Digital tools reviewer, content contributor

Digital financial tools for Norwegian residents, user-friendly instructions

Educational background and key courses

Bachelor of Business Administration with a minor in digital innovation and consumer behavior, BI Norwegian Business School, Oslo

I enjoy translating complex financial information into simple, actionable ideas. My experience includes helping Norwegians make the most of online banking, apps and budget tools, always focusing on privacy and practical value over buzzwords.

Work and life experience

Fjord Apps AS - Customer support and user experience advisor
DigiFinans Testlab - Product tester and user feedback analyst

Key skills and areas of expertise

App evaluation Privacy best practices Step-by-step guides

Approaches and working methods

Practical app walkthroughs tailored to Norwegian users Hands-on troubleshooting for daily budgeting problems

Professional certifications and achievements

Certified in Norwegian digital security for financial applications
Recognized as a contributor to finance and technology publications
Solveig Marie Haug

Solveig Marie Haug

Writer, psychology and motivation expert

Discipline, habit-formation, motivation for financial balance

Educational background and key courses

Master’s in Psychology, emphasis on habit formation and motivation research, Norwegian University of Science and Technology

With an academic background in psychology and years spent researching how we form habits, I write about the mental side of managing resources. I aim to make finance less stressful by focusing on discipline, motivation and real-life stories from readers.

Work and life experience

Oslo Mental Health Center - Habit and motivation group facilitator
Finance Stories Collective - Content editor and research lead

Key skills and areas of expertise

Habit-building insights Practical psychology Storytelling

Approaches and working methods

Motivation-based planning for everyday choices Behavioral audit of money habits

Professional certifications and achievements

Completed specialized coursework in behavioral psychology and personal finance
Awarded for published research on motivation and financial habits
Marius Eide Skjelstad

Marius Eide Skjelstad

Compliance and privacy contributor

Norwegian regulations, digital safety, user protection

Educational background and key courses

Master’s in Law, focus on digital privacy and finance regulation, University of Bergen, Faculty of Law

After spending years as a compliance advisor in the Norwegian banking sector, I bring a regulatory perspective to our content. My focus is on helping readers stay safe, avoid common mistakes, and understand their rights when using digital financial tools.

Work and life experience

NordicBank - Compliance and consumer protection advisor
BankSafe Consulting - Digital privacy consultant

Key skills and areas of expertise

Regulation insights Digital privacy know-how Reader Q&A

Approaches and working methods

Regulatory review for everyday financial actions User-centric privacy protection routines

Professional certifications and achievements

Certified compliance specialist for Norwegian financial regulations
Attended professional seminars on digital privacy and consumer rights

Core values

What principles guide our advice, reviews and articles? Here’s what shapes our approach to financial literacy.